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Stripe vs Lemon Squeezy fees for selling software

Payment fees on Stripe and on Lemon Squeezy as your sales grow, and what the higher merchant-of-record fee pays for.

Updated · prices from each provider's own page

Stripe charges 2.9% plus 30¢ per US card payment, and collecting and filing sales tax and VAT is your job (or an add-on). Lemon Squeezy is a merchant of record: it charges 5% plus 50¢ per transaction and handles the tax for you. The figures below assume 3% of users pay $10 a month; change that under Advanced in the builder to match your own prices.

At growing, about 1,000 people a month

Lemon Squeezy costs $12.30 more a month than Stripe.

Stripe

$17.70 a month

$212 a year, before tax

Lemon Squeezy

$30.00 a month

$360 a year, before tax

Part by part

Service prices are before tax.

PartStripeLemon Squeezy
PaymentsStripePayments (one-off)$17.70/moLemon SqueezyEcommerce$30.00/mo
Total$17.70/mo$30.00/mo

As you grow

People a monthStripeLemon Squeezy
10$0.18 (cheaper)$0.30
100$1.77 (cheaper)$3.00
1,000$17.70 (cheaper)$30.00
10,000$177 (cheaper)$300
100,000$1,770 (cheaper)$3,000

The cheaper stack at each size is in bold.

Stripe: first plan change

No plan changes up to 100,000 people.

Lemon Squeezy: first plan change

No plan changes up to 100,000 people.

Questions

Which is cheaper for about 1,000 monthly users?
Lemon Squeezy costs $12.30 more a month than Stripe. Stripe comes to about $17.70 a month and Lemon Squeezy to about $30.00, before tax.
And at 100,000 monthly users?
Stripe is cheaper: about $1,770 a month against $3,000. Usage-based charges grow with traffic, so the gap can change as you grow.
When does the first plan change happen?
Stripe keeps the same plans up to 100,000 users. Lemon Squeezy keeps the same plans up to 100,000 users.
Where do these prices come from?
Every price is read from each provider's own pricing page and was checked between 18 October 2026 and 19 October 2026. Usage is estimated from simple per-user averages that you can change in the builder. These are estimates, not quotes.