Stripe pricing

At the limit

Bills for extra usage

Usage pricing

• 2.9% of payment volume
• Transactions: $0.3 per payment

• US pricing: 2.9% + $0.30 per successful domestic card payment, with no setup or monthly fee.
• Extras on top: +1.5% for international cards, +1% when currency conversion is needed, +0.5% for manually entered cards. These are not in the estimate.
• Other US rates: ACH Direct Debit 0.8% capped at $5.00; instant payouts 1.5% (minimum fee $0.50); standard payouts on Stripe's normal schedule are free.
• Disputes: $15.00 for each dispute you receive, plus $15.00 if you respond manually. The second $15.00 is returned if you win. In rare cases card networks add their own fees.
• Stripe is not a merchant of record here: collecting and filing sales tax and VAT is your job. Stripe Tax Basic adds 0.5% per transaction where you are registered to collect tax (or $0.50 per transaction through the API).
• Read from Stripe's US pricing page (stripe.com/es-us/pricing, the Spanish-language US page, because stripe.com/us/pricing shows Canadian dollars when opened from Canada) and checked against an English archive copy of stripe.com/pricing dated 2026-10-07.

Source: stripe.com · checked 19 October 2026

At the limit

Bills for extra usage

Usage pricing

• 2.9% of payment volume
• Transactions: $0.3 per payment
• 0.7% of payment volume

• US pricing. Recurring subscriptions use Stripe Billing, which costs 0.7% of billing volume on the pay-as-you-go plan, on top of card processing fees. One-off invoices are not counted as billing volume.
• Card processing is the same as Payments: 2.9% + $0.30, plus 1.5% for international cards and 1% when currency conversion is needed. ACH Direct Debit is 0.8% capped at $5.00.
• Stripe also sells fixed-price Billing plans for higher volumes; they are not modelled here.
• You remain responsible for sales tax and VAT unless you add Stripe Tax.

Source: stripe.com · checked 19 October 2026